You can picture it vividly in your mind. Too vividly that you even dream about it, in fact, you can almost touch it, literally.  It’s your last thought before you doze off to la la land, and the first thing that flashes in your mind when you get back to consciousness…’ah, my dream home!’ The hubby and I were well into the  fifth year of our marriage, with our then two bundles of joy born a few years apart, and had been renting a decent bungalow near my parents’ home, when I started feeling the itch to have our own place. It was an itch that never left us. So, born out of our desire to finally see our dream home after years of mindful saving and investing, we bravely started the construction of our home. It took many months of meetings and huddles with the architect and contractor, numerous…